FOREIGN NATIONAL LOANS - No SSN Required
Invest in US Real Estate - No SSN Required
DSCR loans for international investors. No US credit history. No US tax returns. No Social Security number. 25-30% down, close in 21 days.
FOREIGN NATIONAL LOANS - No SSN Required
DSCR loans for international investors. No US credit history. No US tax returns. No Social Security number. 25-30% down, close in 21 days.
The Problem
International investors have capital and opportunity, but traditional US lenders weren't built for them. We are.
You've called five banks. They all start with the same question: 'What's your Social?' When you say you don't have one, the conversation ends. It doesn't have to.
You're ready to invest. The funds are there. But US banks won't lend to you because you don't fit their underwriting box. DSCR loans use a completely different box.
Different time zones, unfamiliar systems, and lenders who don't return emails. Investing in US real estate from abroad shouldn't require a law degree and unlimited patience.
The Solution
DSCR loans qualify on the property's cash flow - not your personal documents. No SSN, no US credit, no US tax returns.
Tell us about your investment goals, target market, and budget. We'll explain the full process and documentation requirements.
Passport, bank statements, and proof of funds. We handle the rest - including ITIN applications if needed.
Close in approximately 21 days. We coordinate across time zones to make the process seamless.
Recent Deal
Foreign national investor from South America wanted to build a US rental portfolio. Had no US credit history, no SSN, and no US banking relationship. We structured DSCR loans for 4 single-family rentals - all qualified on property cash flow alone.
Yes. Foreign nationals can purchase and finance investment properties in the United States using DSCR loans. No US citizenship, permanent residency, or visa is required.
No. Foreign national DSCR loans do not require a US credit history. Some lenders may request an international credit report or bank reference letters from your home country.
Foreign national DSCR loans typically offer up to 70% LTV, meaning a 30% down payment is required. Some programs may go up to 75% for borrowers with strong profiles.
Requirements vary by lender. Some programs require a US bank account for loan payments, while others accept international wire transfers. Having a US bank account generally simplifies the process.
Foreign nationals can finance single-family homes, 2-4 unit properties, condominiums, and townhomes as investment properties. The property must be a rental (not a primary residence).
Foreign national DSCR loans typically close in 21 to 30 business days, slightly longer than standard DSCR loans due to additional documentation requirements for identity verification.